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NHA or NCCT? How to Pick the Right MA Certification

Compare costs, exam formats, and employer acceptance to find the credential that fits your career.

By Jennifer GubblerReviewed by Editorial StaffUpdated September 8, 20266 min read

Most important takeaways…

  • NHA CCMA charges $165 per exam attempt and $179 renewal.
  • California does not require NHA or NCCT for routine medical assisting.
  • Ask target employers which boards they accept before paying.

Between 2024 and 2026, job boards for medical assistant positions increasingly split their credential preferences between two acronyms: CCMA (National Healthcareer Association) and NCMA (National Center for Competency Testing). Prospective medical assistants sorting through medical assistant training options often discover that both boards claim national recognition, similar content outlines, and employer acceptance, yet the exams differ in structure, cost, and regional employer reception.

The practical tension is that no single medical assistant certification is universally "best." California employers, for instance, may list both as acceptable, while a Texas hospital system might favor one over the other. The choice often hinges less on the exam itself and more on where you plan to work and which credentials local hiring managers already trust.

NHA and NCCT at a Glance: What Each Board Offers

Both NHA and NCCT are legitimate, nationally recognized medical assistant certifying bodies. This quick snapshot covers the basics: who they are, what credential they award, how the exam is delivered, and how they tend to be viewed by employers. Detailed costs and pass rates come later.

Comparison of two medical assistant certifying bodies by organization, credential, delivery method, and recognition.

Eligibility: Which Path Fits Your Background?

Your background, not your preference, usually decides whether NHA or NCCT is even an option for you.

Both boards accept several types of candidates rather than one track, so most aspiring medical assistants qualify for at least one exam no matter their training.

Three Common Entry Points

  • Formal training graduates: Completing an accredited or state-approved medical assistant program is the most straightforward route and typically satisfies eligibility for either board without extra documentation.
  • Military-trained candidates: Those with relevant military medical training can often use that experience in place of a civilian program, though you will need service records or transcripts to prove it.
  • On-the-job candidates: Some people learn medical assisting through on-the-job training rather than school. Both boards generally recognize a set amount of verified, supervised work experience as an alternative to formal coursework.

How NHA and NCCT Handle It

NHA generally asks candidates to show completion of an accredited or approved training program, or to document a specified stretch of relevant work experience, verified by an employer or supervisor. NCCT runs a similarly flexible model, typically accepting externship hours or documented on-the-job experience alongside traditional program completion. Neither board treats one path as clearly superior. The goal for both is confirming you have had real exposure to clinical and administrative MA duties before you sit for the exam.

Don't Assume, Confirm

Eligibility rules change more often than people expect, and requirements can vary by state or by the specific version of the exam you're registering for. Before you enroll in a training program or pay any exam fee, check the current eligibility requirements directly with NHA or NCCT. A five-minute phone call or website check can save you from discovering, after months of coursework, that your documentation doesn't line up with what the board actually requires.

Exam Format, Content, and Pass Rates

Test-day details matter more than most candidates expect, because the two medical assistant certification exams are structured quite differently.

NHA's CCMA breakdown

The CCMA exam runs 180 total questions across a 3-hour window, though only 150 of those count toward your score. The other 30 are unscored pretest items NHA uses to evaluate future questions, so you won't know which ones to sweat. Content is organized into seven domains, with Clinical Patient Care carrying the heaviest weight at 56% of the scored exam, meaning hands-on clinical knowledge matters far more than administrative or billing content. A passing result requires a scaled score of 390 out of 500.

NHA's own reporting puts the 2024 pass rate at 81.38%, with a 2025 figure of 81.73% (note this reflects all exam attempts, not strictly first-time takers). Other secondary sources have cited slightly lower figures in the high 70s to low 80s for the same stretch, so treat any single number as a snapshot rather than a fixed benchmark.

NCCT's NCMA: less publicly documented

NCCT does not publish the same level of exam blueprint detail or pass-rate transparency for its NCMA credential. Question counts, time limits, and content domain breakdowns are not consistently disclosed the way NHA's are, which makes side-by-side comparison harder for students trying to gauge difficulty in advance.

What pass rates actually tell you

A higher pass rate doesn't automatically mean an easier test. It can just as easily reflect better-prepared candidates, often because a program leans hard on a board's practice materials, such as NHA CCMA Exam Study Tools, in class. Conversely, a lower pass rate might mean the exam is genuinely tougher, or that candidates walked in underprepared. Don't pick a board based on pass rate alone.

Retakes

Both boards allow retakes, but expect a waiting period between attempts and an additional fee each time. Confirm current retake windows and costs directly with whichever board you choose before your first attempt, for NHA, that means checking its CCMA retake policy, since policies shift periodically.

Cost Comparison: Exam Fees, Retakes, and Renewals

NHA CCMA and NCCT NCMA start at different price points, but the real cost comparison also includes retakes and renewal cycles. At current 2026 rates, NHA charges $165 per exam attempt and $179 per renewal cycle with a 14 continuing education unit requirement. NCCT keeps the first exam and a retake lower at $119 per attempt, but its renewal fee is not itemized in the published 2026 guides we reviewed.

Cost itemNHA CCMANCCT NCMA
Initial exam fee$165$119
Retake fee$165 per retake$119 per retake
Initial exam plus one retake$330 total$238 total
Renewal fee per cycle$179, with a 14 CEU requirementNot published in the 2026 sources reviewed

California Spotlight: NHA vs NCCT and State Licensing Nuances

A hospital had a list of accepted certifying organizations, and one of the newer boards wasn't on it. Ask your target employer which certifications they accept before you pay for any exam.
Paraphrased from a phlebotomy student discussion on r/phlebotomy

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